Jeevan Shikhar - 837 Agency Code is LIC02621250

Jeevan Shikhar - 837

LIC Jeevan Shikhar (Table No: 837) is a non-linked ( Not dependent on share market) single premium life insurance plan which provides high life cover (10 times of single Premium) in case of death and good return on survival as maturity. This plan comes with a fixed 15 year term which can be planned for future financial requirement. This Plan has been explained with help of an example.

Key Features
High Risk Cover in case of death
Option to select Maturity Sum Assured (MSA)
Guaranteed Return (MSA) + Loyalty addition on maturity
Any time surrender option & higher surrender value
Premium paid is eligible for rebate under 80(C)
Maturity amount will be tax free under 10(10D)


Maturity benefit
On survival of policy holder i.e. completion of 15 year term, Maturity Sum Assured (MSA) + Loyalty Addition shall be paid.

Death benefits
On death during first five policy years:
If Death happens before 8 years of age, then single premium paid less service tax will be returned.
If Death happens after 8 years of age, 10 times of premium paid (excluding service tax) will be paid as death benefit.
On death after 5 year of policy and before maturity:
10 times of single premium paid (excluding service tax & rebate) + loyalty addition will be paid as death benefit.
Note: 8 Year is minimum age of risk commencement under this policy and Loyalty Addition is applicable only after 5 years of successful policy term.


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